Apr 20 2012
How to File for Bankruptcy in NC
As a client, once you have completed your initial consultation, our North Carolina Board Certified Bankruptcy attorney will advise you on the next steps for filing bankruptcy in the state of North Carolina. You will be required to file your petition in the United Stated Bankruptcy Court in the district that has jurisdiction over you. In Raleigh, Cary, and surrounding areas, the court is the Eastern District of North Carolina. In Durham and surrounding areas just west of Durham, the court is the Middle District of North Carolina.
New bankruptcy rules require you to complete an approved credit-counseling course in the six months leading up to your filing. Options for this requirement will be discussed, such as the ability to complete the briefing online or over the phone. A general timeline for completing the bankruptcy process will also be presented, including the forms that need to be filed and schedules for hearings and judgments. Depending on the type of bankruptcy you file and the unique circumstances of your case, the timeline may be anywhere from a few months for a Chapter 7 filing or three to five years for a Chapter 13 filing. Our attorney will appear in court on your behalf and will negotiate with your creditors to relieve your debts.
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